Home Renovation Insurance
Have you purchased a property in need of a revamp? Are you ready to transform, upgrade or modernise your home?
If you the owner are taking full charge of a renovation project, you’re setting yourself in motion to save big on costs. You’re also free to follow your own creative direction, to take control and mark your own stamp on every aspect of the project.
Whether you are an experienced construction or engineering professional or a dab hand at DIY taking charge of the works, undertaking a renovation project is no mean feat.
Therefore, you need to ensure the risks do not overcome the rewards and all your blood, sweat and tears and your hard earned cash is soaked up by a liability claim. You need to secure home and building insurance protection.
Why do I need renovators insurance?
A renovation project of any size can present significant risks. Whether you are remodelling an en-suite bathroom, adding a multi-story extension or even just knocking walls, a number of serious risks can pose a threat so you need to ensure that you have building, construction or renovation insurance in place. If hiring sub-contractors to work on renovations with you, you could be liable for claims resulting from actions, injury or damage to other people’s property, third party damage or injury.
Any damage to neighbouring properties, pathways or roadways or to the local environment e.g. waste entering water streams, toxic emissions can also lead to legal claims. There is also protection against the cost of theft of tools, and damage or loss with regards the property itself.
Even if it’s just a DIY project with some help from family and friends, you need to have liability cover in place. Home renovation or adding an addition construction insurance provides financial protection against all of these scenarios and more.
A house insurance policy is not enough
Don’t automatically assume that your current home insurance policy will provide protection for any claims relating to renovations – most standard home insurance policies don’t.
This cover usually comes as a home building construction insurance add-on or as a complete standalone renovation insurance product.
The last thing you want is to carry out renovations and then be hit with a legal claim, only to discover your house insurance policy doesn’t extend to cover renovations.
Qtrust Australia’s leading renovation insurance specialists
At Qtrust, we have a solid reputation for securing affordable yet comprehensive renovation insurance for homeowners. We’re not here to sell insurance.
Our approach is to assess your financial and risk needs and then match you with a renovation insurance policy that can adequately deliver on those needs at the best price possible.
Tens of thousands of owner builder projects have been insured under our name, will yours be next? Call us today on 1300 798 991 or get a quick quote online.
The Benefits of Experience
Here at Qtrust, we’ve been providing bespoke, tailor-made insurance solutions for people conducting all manner of projects for almost two decades. During this time, we’ve been able to gain a deep understanding of what it takes to provide consistently outstanding results for our customers – and it’s about more than just selling them insurance.
The approach we’ve developed is essentially ‘advice driven insurance’, a process by which we use our experience and expertise to offer advice and on-going guidance to every customer.
That’s why, when it comes to renovators’ insurance, thousands upon thousands of customers across Australia choose to put their trust in us – and end up leaving us more of the excellent feedback that we’re proud to have built our reputation on.
The Importance of a Bespoke Policy
Just as each and every renovation project is different, so must each and every innovation insurance policy be different. The term ‘renovation project’ can be used to cover a huge range of different projects, from making relatively minor changes to a small room in a townhouse or apartment in the city to restoring a large, run-down country house in a rural town. With different projects all having their own totally unique sets of challenges and requirements, there’s simply no ‘one-size-fits-all’ solution when it comes to getting innovation insurance.
Simply selling standard building renovation insurance policies therefore tends to result in customers either being underinsured – and not being able to rely on their policy when things don’t go quite according to plan and they need it the most – or paying inflated prices for coverage that goes beyond what their particular project requires.
Too many people spend large sums of money on insurance that simply isn’t well suited to their project.
Fortunately, there are quality, reputable companies like QTrust where the highly trained and experienced team of experts fully understand the complex nature of home renovations, and therefore provide home renovation insurance services that are tailored around individual customers and their projects.
Rather than simply selling you a standard home renovation insurance policy, a member of our friendly team will work closely with you in order to gain a thorough understanding of what your project involves and what your aims and ambitions are with your property.
This will enable us to provide you with a completely bespoke building renovation insurance scheme that covers you for absolutely every possible eventuality without charging you for coverage you don’t need.
This approach is what has earned us our reputation for being one of the premium renovators’ insurance providers in Australia, and it’s the reason that so many of our customers come back to us time and time again.
Qtrust provide owner builder insurance for all owner builders in Australia. If you need owner builder warranty insurance or home renovation insurance, give us a call and let us talk you through your best options. We specialise in services for owner builders in NSW, Victoria, QLD and WA.