Keeping Your Investment Property Safe And Profitable

Welcome to Qtrust Landlord Insurance. My name is Sam Greco, Chief Executive of Qtrust and I want to offer you something NO-ONE else in insurance would dare offer. And I want to offer it to you because I know that we are able to provide you with the very best landlord insurance on the market. But we’ll get into that in a minute..

As a landlord and property investor, we understand your primary objective is growing your financial strength through real estate. You don’t want to spend your time worrying about your tenants or potential problems at your rental property. That’s why we’ve created our tailored Landlord Insurance offering.

We make it possible for our clients to forget about the prospect of accidental damage, delinquent tenants or ANY unforeseen event that could result in disrupting the flow of passive income from their property. Read More

Landlord Insurance in Tasmania

If you are a property owner in Tasmania and you are thinking about renting your property to tenants this year, there are some things you should know about landlord insurance.

Don’t make the mistake of thinking your ordinary home owner’s insurance is enough to cover you because it most certainly is not.

Obviously, it’s a good idea to have both kinds of insurance because they’re intended to cover different things.

Landlord Insurance in Tasmania

Your normal home owner’s insurance is meant to cover damage that occurs to the structure of the home, and a few other incidentals. The policy normally assumes that you and your immediate family will be living in the home. The premium is calculated based on an assessed risk level associated with that living scenario.

Tenants are assumed to have a higher risk level. This isn’t a statement against tenants, but simply an acknowledgement that as they don’t have a financial stake in the home beyond their rent deposit, they may not have the same priorities as a homeowner.

You can buy landlord’s insurance as an extra on top of the home owner’s insurance, but it’s more usual (in Australia) to simply combine the two different insurances into one policy for simplification. For the rest of this article, we’ll assume you take a combined policy.

Why you need landlord insurance in Tasmania

The idea of earning a residual income from your property investment is exciting, like participating in a real live game of Monopoly. But considering that this is real life and not just a game, don’t you want the peace of mind that comes from knowing you’re fully covered for anything that might happen?

Without adequate insurance, it could be even more like the game than you imagine. There’s even the possibility of being sent to jail. Unlike the game, however, you can’t get yourself out of trouble just by rolling the dice. If you have insurance, however, the unfortunate fate may never hit you in the first place.

Now, you already know that your insurance covers the structural integrity of your home. If something breaks, the insurance will pay for it. But what if you have a situation where a person is injured because something in your home breaks?

If it’s yourself or a member of your family that gets injured in this way, your medical insurance will cover the costs of any treatment you require. But if it is a tenant who is injured, you can be very sure that the insurer of the tenant will sue you to recover the costs of that treatment. They’ll do that with confidence, because they expect that like any sensible landlord, you’ll have landlord insurance.

If it turns out that you don’t, you’ll find yourself in a lot of trouble. You can lose everything you have, and in the very worst cases you can end up in prison.

Where to buy landlord insurance in Tasmania

The best place to get your landlord insurance for total peace of mind that you are fully covered for virtually any imaginable disaster is Qtrust. This is not your typical insurance agency. Qtrust empowers customers by matching insurance policies to the specific needs of the client. All personally tailored with no boilerplate generic approach.

What it means if you get (and pay for) the insurance you actually need, and you’re not wasting your money or paying more than you should be. Find out more by calling Qtrust on 1300 798 991 today.

Qtrust provide owner builder insurance for all owner builders in Australia. If you need owner builder warranty insurance or home renovation insurance, give us a call and let us talk you through your best options. We specialise in services for owner builders in NSW, Victoria, QLD and WA.

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Qtrust lets you switch off all worries you might have about your investment with the most competitively priced comprehensive landlord insurance in Australia.

$1,000 Rental Cover Per Week For Just $25 A Month

We’re proud to offer what we believe are the best premiums, excess levels and breadth of cover on the market.

All told, Qtrust Landlord Insurance covers you for up to $1,000 worth of income loss a week.

With our ultra-low premium of just $299.90 a year, you pay roughly the cost of a return metro train ticket a week for…

  • Cover for loss of rent and tenant default caused by your building becoming uninhabitable.
  • Cover in case your tenant vacates before the end of the tenancy period.
  • Cover if your tenant is legally evicted, or dies, or access to your building is denied due to neighbouring property damage.
  • Cover for legal expenses incurred due to tenant default or legal eviction of a tenant.
  • Cover for damage from fire, water, storms, vandalism and any damage from incidents at neighbouring properties.
  • Cover for theft, violent crimes and virtually ANY incident that might result in your property becoming ‘unrentable’.
Switch To Qtrust Landlord InsuranceSwitch To Qtrust Landlord Insurance

Flexible, Fair Insurance For Diligent Australian Landlords

When you get a free quote through this page today, you’ll enjoy a huge range of inclusions we’ve created especially for landlords like you.

  • Complete Cover For Your Investment Property: An insurance policy specifically for landlords who want to protect their investment and the income it generates.
  • Complete Cover For Your Investment Property: An insurance policy specifically for landlords who want to protect their investment and the income it generates.
  • $60,000 In Contents Cover Included: Your Qtrust cover protects up to $60,000 worth of contents with premiums starting at just $6.00 a week.
  • Industry Best Claims Management: Claims actioned same day. Our easy-to-manage claims processes means claims are settled* in just 4 days. (Subject to insurers claim management processes, type of claim and circumstances of the claim incident. Timeline is indicative only).
  • First-Class Insurance And A Five-Star Claims Rated Insurer : We don’t charge brokerage fees or credit card fees. We simply provide a first class insurance product direct to Australian landlords who want peace of mind from a five-star claims rating with full public and legal liability
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Take Advantage Of Our 21-Day Satisfaction Guarantee

Qtrust’s Landlord Insurance offers you the best cover at the best price anywhere in Australia. But we don’t expect you to take our word for it.

That’s why we give you a full three weeks to try this cover out for yourself without risking a cent. Once you begin an insurance policy with us, you have 21 days to test out our online system, claims process and support team.

If you’re not happy with ANY aspect of our service, let us know. We’ll give you a full refund there and then. No questions. No problem

Testimonials

See what our customers are saying about our insurance

“‘Our recent claim has now been settled and its thanks to you and your team for your assistance and support. Your claims department was caring whilst acting in our interest at all times.
The best thing, most valuable support was the relocation allowance and financial assistance which was part of your insurance package. Before we bought your insurance we thought we would never use this benefit. We are so glad we did, and so are our pets who were also relocated. A family lifesaver.
In particular though, along with my husband and children I wish to thank you for your outstanding
service and professionalism. A truly first class service. Thank you”

Daniele Ferguson

“Thank you for sending through the final paperwork. I've emailed Kim the signed revised form.
She has been a great help, very patience and lovely in every way.
Thank you very much again for providing such a great customer service.
cảm ơn bạn. (Thank you)”

Samerra F(Caroline Springs Melbourne)

“Thanks for your help, you have been great, exactly the kind of service I like.”

Deb B(Melbourne)

“A very refreshing approach to our insurance requirements. Rather than sell us insurance, your staff members, took time to understand our needs and addressed our concerns point by point. Excellent understanding of owner building dangers and risks and how best to avoid them. Our project construction cost is in excess of $1.8million, and without professional assistance from Qtrust, our building risks would be greater. Thank you.”

Gerald H.(Hawthorn Vic)

“Your staff, in particular Louise are an excellent example of professional and caring customer service with a wealth of knowledge. My husband and I are very pleased to have met you.”

Barbara T.(Central Coast NSW)

“Today we purchased landlord insurance from your company. We decided to switch from our previous insurance company because on a recent claim we felt we were an inconvenience to them. On recommendation from our property agent we switch to Qtrust. Immediately felt like we have a friendly person to speak to speak to. Thank you.”

George T.(Clifton Hill)

“Our property manager suggested we check for other landlord insurance quotes insurance before we just settle on the same old policy. We are sure glad we did. Qtrust’s offer was by far the best all round cover and great value.”

Arthur G.(Baulkham Hills)

“Overall your service and offer was far superior to our current insurance company. Tkx”

Justin P.(Parramatta)

“Once we decided to use switch our landlord insurance we discovered a whole new world of insurance service. We should have switched much earlier. Keep up the good work.”

James E.(Bulimba Qld)