Keeping Your Investment Property Safe And Profitable

Welcome to Qtrust Landlord Insurance. My name is Sam Greco, Chief Executive of Qtrust and I want to offer you something NO-ONE else in insurance would dare offer. And I want to offer it to you because I know that we are able to provide you with the very best landlord insurance on the market. But we’ll get into that in a minute..

As a landlord and property investor, we understand your primary objective is growing your financial strength through real estate. You don’t want to spend your time worrying about your tenants or potential problems at your rental property. That’s why we’ve created our tailored Landlord Insurance offering.

We make it possible for our clients to forget about the prospect of accidental damage, delinquent tenants or ANY unforeseen event that could result in disrupting the flow of passive income from their property. Read More

Landlord Insurance in Melbourne, Victoria

Everyone knows they should have insurance for their property. It’s downright crazy not to have insurance, and most banks actually insist on mortgage holders having insurance as a condition of the mortgage contract. So far, so good.

Where things become a bit more distorted is when people make the huge decision to convert their property into a residual income producing asset by renting it out to tenants.

Landlord Insurance in Victoria

The confusion sets in because most homeowners don’t understand that their ordinary home owner’s insurance won’t cover them for most of the scenarios that could arise if the home is rented to somebody that is not a member of their immediate family.

Even if the home is rented by a family member, you can still encounter difficulties if the rental is formalized. Any formal tenancy agreement automatically changes the relationship between you and the tenant. You become a landlord, and that’s not just a title, it’s a responsibility.

Home owner’s insurance isn’t designed to handle that level of responsibility. It’s just there to cover very basic things like structural damage and a very limited range of potential liability situations that could arise from ordinary home ownership.

When you become a landlord, the amount of potential problems that could arise, and also the potential liability, increases dramatically.

Ordinary insurance won’t even come close to meeting the need, and because it’s such a big difference in risk, you will find that insurers won’t pay out on claims if they discover that you’re a landlord making a claim against ordinary home owner’s insurance for most insurable events, even if they are covered by the insurance policy.

In other words, if you don’t disclose to the insurer that you’re a landlord, you may actually void your home owner’s insurance and be left completely uninsured.

Landlord insurance provides the extra cover you need

As a landlord, you can’t afford to leave anything to chance. Tenants can cause damage, get injured, injure other people, fail to pay their rent, and all kinds of other problems. You can be liable for all these things if you’re not insured.

Make sure you are not vulnerable to the risk of serious liability by having landlord insurance and the right level of cover. Not getting the insurance could be a devastating outcome for you and your family, because the consequences of being involved in a serious legal dispute can be catastrophic.

With landlord insurance, you’re covered for pretty much any kind of trouble your tenants can get into or cause, and you’re also covered for certain situations that would leave you without rental income if you were not insured.

Where to buy landlord insurance in Melbourne

If you want to get the best deal on insurance, you should go to the best insurance agency. In Melbourne, that agency is Qtrust. This is not just another insurance agency. Qtrust tailors insurance policies specific to each customer’s individual needs, so you never pay more than you should be paying and you always have exactly the insurance you should have.

Call Qtrust on 1300 798 991 to find out more about how you can save money and get the best value insurance for your property.

Qtrust provide owner builder insurance for all owner builders in Australia. If you need owner builder warranty insurance or home renovation insurance, give us a call and let us talk you through your best options. We specialise in services for owner builders in NSW, Victoria, QLD and WA.

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Qtrust lets you switch off all worries you might have about your investment with the most competitively priced comprehensive landlord insurance in Australia.

$1,000 Rental Cover Per Week For Just $25 A Month

We’re proud to offer what we believe are the best premiums, excess levels and breadth of cover on the market.

All told, Qtrust Landlord Insurance covers you for up to $1,000 worth of income loss a week.

With our ultra-low premium of just $299.90 a year, you pay roughly the cost of a return metro train ticket a week for…

  • Cover for loss of rent and tenant default caused by your building becoming uninhabitable.
  • Cover in case your tenant vacates before the end of the tenancy period.
  • Cover if your tenant is legally evicted, or dies, or access to your building is denied due to neighbouring property damage.
  • Cover for legal expenses incurred due to tenant default or legal eviction of a tenant.
  • Cover for damage from fire, water, storms, vandalism and any damage from incidents at neighbouring properties.
  • Cover for theft, violent crimes and virtually ANY incident that might result in your property becoming ‘unrentable’.
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Flexible, Fair Insurance For Diligent Australian Landlords

When you get a free quote through this page today, you’ll enjoy a huge range of inclusions we’ve created especially for landlords like you.

  • Complete Cover For Your Investment Property: An insurance policy specifically for landlords who want to protect their investment and the income it generates.
  • Complete Cover For Your Investment Property: An insurance policy specifically for landlords who want to protect their investment and the income it generates.
  • $60,000 In Contents Cover Included: Your Qtrust cover protects up to $60,000 worth of contents with premiums starting at just $6.00 a week.
  • Industry Best Claims Management: Claims actioned same day. Our easy-to-manage claims processes means claims are settled* in just 4 days. (Subject to insurers claim management processes, type of claim and circumstances of the claim incident. Timeline is indicative only).
  • First-Class Insurance And A Five-Star Claims Rated Insurer : We don’t charge brokerage fees or credit card fees. We simply provide a first class insurance product direct to Australian landlords who want peace of mind from a five-star claims rating with full public and legal liability
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Take Advantage Of Our 21-Day Satisfaction Guarantee

Qtrust’s Landlord Insurance offers you the best cover at the best price anywhere in Australia. But we don’t expect you to take our word for it.

That’s why we give you a full three weeks to try this cover out for yourself without risking a cent. Once you begin an insurance policy with us, you have 21 days to test out our online system, claims process and support team.

If you’re not happy with ANY aspect of our service, let us know. We’ll give you a full refund there and then. No questions. No problem

Testimonials

See what our customers are saying about our insurance

“‘Our recent claim has now been settled and its thanks to you and your team for your assistance and support. Your claims department was caring whilst acting in our interest at all times.
The best thing, most valuable support was the relocation allowance and financial assistance which was part of your insurance package. Before we bought your insurance we thought we would never use this benefit. We are so glad we did, and so are our pets who were also relocated. A family lifesaver.
In particular though, along with my husband and children I wish to thank you for your outstanding
service and professionalism. A truly first class service. Thank you”

Daniele Ferguson

“Thank you for sending through the final paperwork. I've emailed Kim the signed revised form.
She has been a great help, very patience and lovely in every way.
Thank you very much again for providing such a great customer service.
cảm ơn bạn. (Thank you)”

Samerra F(Caroline Springs Melbourne)

“Thanks for your help, you have been great, exactly the kind of service I like.”

Deb B(Melbourne)

“A very refreshing approach to our insurance requirements. Rather than sell us insurance, your staff members, took time to understand our needs and addressed our concerns point by point. Excellent understanding of owner building dangers and risks and how best to avoid them. Our project construction cost is in excess of $1.8million, and without professional assistance from Qtrust, our building risks would be greater. Thank you.”

Gerald H.(Hawthorn Vic)

“Your staff, in particular Louise are an excellent example of professional and caring customer service with a wealth of knowledge. My husband and I are very pleased to have met you.”

Barbara T.(Central Coast NSW)

“Today we purchased landlord insurance from your company. We decided to switch from our previous insurance company because on a recent claim we felt we were an inconvenience to them. On recommendation from our property agent we switch to Qtrust. Immediately felt like we have a friendly person to speak to speak to. Thank you.”

George T.(Clifton Hill)

“Our property manager suggested we check for other landlord insurance quotes insurance before we just settle on the same old policy. We are sure glad we did. Qtrust’s offer was by far the best all round cover and great value.”

Arthur G.(Baulkham Hills)

“Overall your service and offer was far superior to our current insurance company. Tkx”

Justin P.(Parramatta)

“Once we decided to use switch our landlord insurance we discovered a whole new world of insurance service. We should have switched much earlier. Keep up the good work.”

James E.(Bulimba Qld)