Keeping Your Investment Property Safe And Profitable

Welcome to Qtrust Landlord Insurance. My name is Sam Greco, Chief Executive of Qtrust and I want to offer you something NO-ONE else in insurance would dare offer. And I want to offer it to you because I know that we are able to provide you with the very best landlord insurance on the market. But we’ll get into that in a minute..

As a landlord and property investor, we understand your primary objective is growing your financial strength through real estate. You don’t want to spend your time worrying about your tenants or potential problems at your rental property. That’s why we’ve created our tailored Landlord Insurance offering.

We make it possible for our clients to forget about the prospect of accidental damage, delinquent tenants or ANY unforeseen event that could result in disrupting the flow of passive income from their property. Read More

Landlord Insurance in Brisbane, Queensland

As a property owner in Queensland, you’ll be aware of the huge importance of having insurance. This one state sees more natural disasters than any other state in Australia, and you’d better believe disaster can strike any time, because it can. If you don’t have insurance, you’ll be in a very uncomfortable position.

But natural disasters aren’t the only kind of disaster you need to worry about, and that’s especially the case if you decide to rent your home out to tenants. In this situation, your normal home owner’s insurance isn’t enough to cover you, and you need to have specific landlord insurance to make sure you’re fully covered.

Why you need to have landlord insurance

Landlord insurance is a big step up from home owner’s insurance. You can make sure you’re covered for all the same things that home owner’s insurance covers you for, and many additional things as well. In particular, you’ll have much better liability cover when you have landlord insurance.

This is important because there are so many ways you can find yourself in legal difficulty when you are renting your home to somebody. You basically end up being responsible for everything that can possibly happen, with the exception of certain specific criminal acts.

That means a lot of things. If your tenant or anyone else is injured on the property, there is a very good chance that you could be found liable for it. Even if you weren’t found liable for it, the costs of defending yourself against the litigation could be far more than you can afford.

You can also find yourself in trouble for problems created by your tenants. It may not seem fair, and it probably isn’t, but they’re considered to be your tenants. You can try every trick in the book, even making them sign a liability waiver as part of the lease agreement, and it still won’t normally be enough to save you from trouble if your tenants cause harm in some way to a third party.

Landlord Insurance in Queensland

Third party lawyers always look to where the money is when they’re preparing litigation, and they know it’s not likely to be your tenants. It’s true that if the matter makes it all the way through the courts, you could be successful in demonstrating why you’re not liable for the damages, but getting to that point can costs hundreds of thousands. Where are you going to get the money from?

The third party lawyer is not trying to win the case against you anyway. The goal is to make defending yourself against the claim so expensive that you’ll settle out of court because it’s cheaper than fighting.

Reprehensible? Yes. Is there anything you can do about that? No. But it’s not something you will have to worry about if you’re properly insured.

Having landlord insurance can also help you avoid certain types of “loss of income” problems. To put it simply, landlord insurance is as essential for landlords as ordinary home owner’s insurance is for homeowners.

Where to buy landlord insurance in Brisbane

You will get a better value deal on all your insurance when you buy it through Qtrust. This is a different kind of insurance agency. It’s one that takes you and your needs specifically into consideration, tailoring deals that suit your situation. You won’t get some generic boilerplate kind of insurance, you get the real thing.

To find out more about how Qtrust can give you the best value deals on insurance, just call 1300 798 991.

Qtrust provide owner builder insurance for all owner builders in Australia. If you need owner builder warranty insurance or home renovation insurance, give us a call and let us talk you through your best options. We specialise in services for owner builders in NSW, Victoria, QLD and WA.

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Qtrust lets you switch off all worries you might have about your investment with the most competitively priced comprehensive landlord insurance in Australia.

$1,000 Rental Cover Per Week For Just $25 A Month

We’re proud to offer what we believe are the best premiums, excess levels and breadth of cover on the market.

All told, Qtrust Landlord Insurance covers you for up to $1,000 worth of income loss a week.

With our ultra-low premium of just $299.90 a year, you pay roughly the cost of a return metro train ticket a week for…

  • Cover for loss of rent and tenant default caused by your building becoming uninhabitable.
  • Cover in case your tenant vacates before the end of the tenancy period.
  • Cover if your tenant is legally evicted, or dies, or access to your building is denied due to neighbouring property damage.
  • Cover for legal expenses incurred due to tenant default or legal eviction of a tenant.
  • Cover for damage from fire, water, storms, vandalism and any damage from incidents at neighbouring properties.
  • Cover for theft, violent crimes and virtually ANY incident that might result in your property becoming ‘unrentable’.
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Flexible, Fair Insurance For Diligent Australian Landlords

When you get a free quote through this page today, you’ll enjoy a huge range of inclusions we’ve created especially for landlords like you.

  • Complete Cover For Your Investment Property: An insurance policy specifically for landlords who want to protect their investment and the income it generates.
  • Complete Cover For Your Investment Property: An insurance policy specifically for landlords who want to protect their investment and the income it generates.
  • $60,000 In Contents Cover Included: Your Qtrust cover protects up to $60,000 worth of contents with premiums starting at just $6.00 a week.
  • Industry Best Claims Management: Claims actioned same day. Our easy-to-manage claims processes means claims are settled* in just 4 days. (Subject to insurers claim management processes, type of claim and circumstances of the claim incident. Timeline is indicative only).
  • First-Class Insurance And A Five-Star Claims Rated Insurer : We don’t charge brokerage fees or credit card fees. We simply provide a first class insurance product direct to Australian landlords who want peace of mind from a five-star claims rating with full public and legal liability
Switch To Qtrust Landlord InsuranceSwitch To Qtrust Landlord Insurance

Take Advantage Of Our 21-Day Satisfaction Guarantee

Qtrust’s Landlord Insurance offers you the best cover at the best price anywhere in Australia. But we don’t expect you to take our word for it.

That’s why we give you a full three weeks to try this cover out for yourself without risking a cent. Once you begin an insurance policy with us, you have 21 days to test out our online system, claims process and support team.

If you’re not happy with ANY aspect of our service, let us know. We’ll give you a full refund there and then. No questions. No problem


See what our customers are saying about our insurance

“‘Our recent claim has now been settled and its thanks to you and your team for your assistance and support. Your claims department was caring whilst acting in our interest at all times.
The best thing, most valuable support was the relocation allowance and financial assistance which was part of your insurance package. Before we bought your insurance we thought we would never use this benefit. We are so glad we did, and so are our pets who were also relocated. A family lifesaver.
In particular though, along with my husband and children I wish to thank you for your outstanding
service and professionalism. A truly first class service. Thank you”

Daniele Ferguson

“Thank you for sending through the final paperwork. I've emailed Kim the signed revised form.
She has been a great help, very patience and lovely in every way.
Thank you very much again for providing such a great customer service.
cảm ơn bạn. (Thank you)”

Samerra F(Caroline Springs Melbourne)

“Thanks for your help, you have been great, exactly the kind of service I like.”

Deb B(Melbourne)

“A very refreshing approach to our insurance requirements. Rather than sell us insurance, your staff members, took time to understand our needs and addressed our concerns point by point. Excellent understanding of owner building dangers and risks and how best to avoid them. Our project construction cost is in excess of $1.8million, and without professional assistance from Qtrust, our building risks would be greater. Thank you.”

Gerald H.(Hawthorn Vic)

“Your staff, in particular Louise are an excellent example of professional and caring customer service with a wealth of knowledge. My husband and I are very pleased to have met you.”

Barbara T.(Central Coast NSW)

“Today we purchased landlord insurance from your company. We decided to switch from our previous insurance company because on a recent claim we felt we were an inconvenience to them. On recommendation from our property agent we switch to Qtrust. Immediately felt like we have a friendly person to speak to speak to. Thank you.”

George T.(Clifton Hill)

“Our property manager suggested we check for other landlord insurance quotes insurance before we just settle on the same old policy. We are sure glad we did. Qtrust’s offer was by far the best all round cover and great value.”

Arthur G.(Baulkham Hills)

“Overall your service and offer was far superior to our current insurance company. Tkx”

Justin P.(Parramatta)

“Once we decided to use switch our landlord insurance we discovered a whole new world of insurance service. We should have switched much earlier. Keep up the good work.”

James E.(Bulimba Qld)