Construction Site Risks and Why Insurance is a Must

Renovation and construction sites are often chaotic places with high amount of activities. Trades and contractors, building engineers, inspectors, trucks and delivery vans delivery and machinery all focused on their task at hand. In such environments, site accidents can and do take place. But where does this leave an owner builder?

A home building is often a chaotic place with high amount of activities. Trades and contractors, building engineers, inspectors, trucks and delivery vans delivery and machinery all focused on their task at hand. In such environments, building accidents can and do take place.

More than 40 ‘tradies’ a week are injured on residential constructions sites.

Owner builder construction insurance claims data (2015) demonstrates a disturbing rise in malicious damage and vandalism across all states. Whilst theft remains the No1 claims incident, the rise of malicious damage and vandalism represents a rise in opportunistic incidents rather than the planned theft of high value items and goods. Industry statistics (theft and vandalism at residential building sites in Australia a report by Yuka, Sakurai, Pat Mayhew and Mark White)

  • Thirty-nine percent of residential construction sites were affected by theft or vandalism;
  • Nineteen percent had experienced theft alone, seven percent had experienced vandalism alone, and 13 percent experienced both theft and vandalism;
  • Sixty-five percent of theft victims and 66 percent of vandalism victims had experienced more than once incident;
  • Residential builders who had experienced theft or vandalism in 2015 had suffered on average, two incidents during the year;
  • The risk of theft and vandalism also rose when the building site was in or close to an urban area.

On average, the value of property stolen in the most recent incident of theft was $3,009, while the value of property damaged by the most recent incident of vandalism was $2,156
Twenty-four percent of victims of theft and 17 percent of victims of vandalism indicated that they had borne indirect financial costs resulting from these crimes such as the building project being delayed.

The nature of theft and vandalism
Theft was more likely to take place in the evening/night on weekdays, while vandalism was likely to take place more frequently in the evening/night on weekends;
Nearly one-third of theft victims stated that the most recent incident of theft had involved some forced entry, mostly entry to a house;
Thefts tended to take place at the final stage of construction;
The most frequently stolen items from building sites were raw materials (61%), then small hand-held tools (46%). Although more expensive individual items were less frequently stolen, the most commonly targeted expensive items were whitegoods (17%) and heating/water systems (15%).
Protecting raw materials is relatively difficult, as these are often taken from open sites, as noted, and need to be accessible to builders working to tight deadlines. However, delaying the delivery of raw materials until immediately before use, preferably on the day they will be used, would help. It would also help if high-risk tools and equipment (unspecialised and portable ones) were removed from building sites after use

Most thefts from building sites occur when houses are sufficiently complete to be able to lock them up. Thus, security measures applicable to residential burglary should come into play. It would make good sense to ensure that household security systems offered to new owners are installed and operational as early as practicable. On the basis of the Crime Prevention Victoria (CPV) work, recommended that CCTV and site alarms should be fully operational during the construction process.
Simple and inexpensive measures that can be taken to effectively protect tools and appliances include keeping good records of serial or identification numbers, and permanently marking equipment for identification

Theft and vandalism at residential building sites

Studies show that one in four building sites are affected by theft and/or vandalism, and that two-thirds of those victimised experienced more than one incident – or just over one in 10 building sites overall.

Many previous studies have concentrated on the involvement of professional or organised criminals in targeted and well-organised theft of heavy plant and equipment from building sites. A recent study looked wider and found that only one percent of theft victims reported that heavy plant and equipment was stolen. The much greater volume of thefts and incidents of vandalism seemed more opportunistic in nature and involved non-specialised and portable items.

Thus, six in 10 victims reported that raw materials were stolen and nearly half mentioned hand-held tools. The opportunistic nature of theft and vandalism is further evidenced by most theft victims thinking that employees of other firms and locals and/or neighbours were responsible, as opposed to regular or organised criminals. Moreover, consistent with previous studies the majority of victims of vandalism is attributed to local youths.

Most Common Types of Construction Accidents.

Some of the most common types of construction accidents include construction site falls, crane accidents, scaffolding accidents, workers being run-over by operating equipment, electrical accidents, trench collapses, fires and explosions, and welding accidents. Each of these mishaps can be equally tragic and equally deadly, and each of these accidents can be completely avoided through effective safety measures.

Statistics indicate that nearly 1,000 construction workers are killed each year while on the job. Of these, one-third or over 300 deaths will result from construction site falls. Many of the deaths or injuries that result from these falls can and should be prevented.

Common construction site falls include roof related falls, crane falls, scaffolding falls, elevator shaft falls, falls resulting from holes in flooring, and falling objects. Proper protection equipment and safety precautions are necessary to protect the lives of workers and preserve the well-being of their families.

Roof Related Falls

In construction work there are a variety of roof-related jobs that pose great risk for even the most experienced experts. These may include communication tower falls, skylight falls, falls off of roof structures, falls through existing openings, and other hazards. With proper safety precaution and equipment, many of these injuries can be avoided.

If a roof related fall has impacted your life, it is important for you to familiarize yourself with your legal rights. The first step in recovery from an injury is to discuss your case with an experienced attorney. By consulting with a legal expert you can determine the proper action to take against those responsible for your suffering.

Roof falls are relatively common in construction work, and there are many causes of these construction accidents. As one of the most common causes of death on the construction site, roof falls should be taken seriously and every effort should be made to prevent these tragic accidents.

If you are a victim of a roof fall construction accident, you deserve the best legal aid available. By contacting an experienced and compassionate lawyer you can ensure that you are taking every step possible to regain control of your life and move forward. Do not hesitate to plan a better future. Speak with an attorney today.

Scaffolding Falls

Scaffolding is a temporary framework used to support construction workers and their materials during the construction or repair of large structures. Scaffolds can reach considerable heights and must be built correctly in order to ensure the safety of those working with them. Scaffolding falls can occur for a variety of reasons, but one of the most tragic takes place when faulty scaffolding construction is to blame.

If you are a victim of a scaffolding fall, you may be eligible to receive compensation for your suffering and pain. An experienced construction attorney can help you understand your legal rights and will work with you to seek

Holes in Flooring on Construction Site

Falls may occur during the construction process that can lead to injuries or even death. When holes in flooring are not properly marked, they become a serious safety hazard for even the most experienced construction workers. Falls caused by holes in flooring or weak flooring are a major risk for any member of a construction team.

If you or someone you care about has been injured as a result of holes in flooring, you owe it to yourself to speak with an attorney immediately. An experienced and compassionate lawyer can help you understand the nuances of the law and advise you on the course of action to take against those responsible for your suffering. Do not hesitate to move forward with your life. Speak with a construction lawyer today.

Falling Objects

Construction workers are at risk from falling objects any time they are beneath where overhead work is being performed. The injuries sustained from falling objects may range from minor scrapes and cuts to concussions, blindness, or even death. There are a wide range of safety precautions that can be taken to minimize the occurrences of falling objects at a construction site, but tools and equipment may still become airborne missiles that not even a hard hat can protect against.

If your life has been affected by a construction accident involving falling objects, do not hesitate to speak with an experienced construction attorney. You may be eligible to receive compensation for your suffering. By meeting with a compassionate lawyer you can rest peacefully knowing that you have taken the necessary steps to ensure your family’s security in the future.

Electrical Accidents on Construction Sites

It is estimated by OSHA that nearly 350 construction workers die every year from electrical accidents. A few causes of these fatalities include electric shock, electrocutions, steam accidents, and power line contact. The risks of these hazards are heightened for workers who perform their jobs on scaffolding or in cranes near overhead power lines.

In addition to the aforementioned injuries one may suffer from electrical accidents, other risks include burns and falls caused by contact with electrical energy. Because working with electrical current is unavoidable and necessary, OSHA has created specific guidelines for construction workers to follow when dealing with hazardous situations. Unfortunately, there are times when these standards are not adhered to or situations where they are overlooked.

If you or someone you care about is a victim of an electrical accident, you owe it to yourself to discuss your case with a construction attorney. Depending on the circumstances, you may be eligible to receive financial compensation for your pain and suffering. The outcome of legal action could have long-term benefits for your family that can preserve your well-being. Do not hesitate to contact an experienced and compassionate lawyer today.

Electric Shock

Electric shock occurs when the body comes into contact with electric current. The harmfulness of an electric shock is dependent upon the voltage, current, and duration of exposure. Construction workers are at risk of experiencing electric shock whenever they are exposed to cables or machines carrying electric current. Specific safety procedures should always be followed to avoid complications including internal injury, muscular spasm, respiratory arrest, and cardiac arrest.

If you are a victim of a construction accident resulting in electric shock, it is important to discuss your case with an experienced attorney. Depending on the circumstances surrounding the accident, you may be eligible to receive reparations for the pain and suffering you have been made to endure. Do not hesitate to seek the guidance of a compassionate lawyer during this uncertain time.

Electrocutions

Electrocution is the death of an individual by Electrocutions. When an electrocution occurs at the work site, it is a tragic event for all construction workers. Investigations must take place to determine what went wrong and how it could have been prevented. In some cases, an electrocution is a result of unsafe working conditions or various oversights by supervisors and foremen. Under these circumstances, a fatality may have been prevented with proper attention.

If your family has suffered from a construction accident involving an electrocution, seeking legal counsel can help bring closure to this tragic series of events. A compassionate and professional construction attorney can review your case and advise you on the legal action you may take to preserve the well-being of your family. Additionally, your vigilance during this difficult time can help prevent another family from being forced to experience what you have endured. Do not hesitate to discuss your case with an experienced lawyer today.

Trench Collapses

The building of trenches is necessary for many construction tasks. They are present wherever buried utilities are constructed or repaired. It is absolutely imperative that appropriate safety measures are taken during the building process to ensure the safety of all workers involved.

A trench is narrow in length with its depth greater than its width. When trenches are constructed they must have safeguards in place to protect workers inside the trench from a collapse. When a trench collapses workers may easily become crushed under the weight of heavy soil from above. One cubic yard of soil weighs about as much as a mid-sized automobile, and suffocation can occur with only a couple feet of soil on top of the victim.

If your life has been affected by a trench collapse, do not hesitate to fight for justice. When proper safety precautions are taken these types of construction accidents are completely avoidable. By contacting an experienced and compassionate attorney you will be taking steps to protect your family and prevent these types of accidents from occurring again.

Welding Accidents on a construction site

Welding is a hazardous activity that requires experience and a strict adherence to safety guidelines. Welding accidents can arise from welding fumes, UV light, sparks, noise, or skin injury. Due to the wide range of accidents that may occur, healing times and other circumstances are extremely dependent upon the individual.

Welding accidents can run the gamut of a wide variety of other serious construction-related mishaps. Welders can be exposed to gases, electricity, toxic fumes, and high temperatures that can separately or in combination pose significant health risks. It is important for safety precautions to be established and in use by welders to avoid accidents.

If you or someone you care about has suffered a welding accident, it is important to know and fully understand your legal rights. As a victim, you may be entitled to compensation for your suffering. An experienced and understanding attorney can help you fight for justice and the reparations you deserve.

Unsafe/Dangerous Construction Equipment Accidents

The size and power of the machines and equipment used in the construction industry can be responsible for some of the most grievous injuries if not used carefully and professionally. Construction equipment, like every other type of machinery, can experience mishap and failure – particularly if it is overused or improperly maintained.

Everything from cranes to fork lifts to scaffolding and ladders can cause potentially fatal accidents. Over 1,000 construction workers are killed each year, many of whom would now be alive if not for the failure of a manufacturer to provide safe equipment or for the negligence of those responsible for repair and maintenance.

Although most construction workers are fully trained in safety precautions, even the best run jobsite can become dangerous if overrun with defective equipment. If an accident caused by defective construction equipment has ruined your life or the life of someone you know, you deserve to take action against those responsible. Contact a construction accident attorney right away, and start to make your life whole again.

Unsafe/faulty ladders

A ladder is one of the most important types of construction equipment, but one that is often taken for granted. Ladders helped build the pyramids of Egypt, construct the aqueducts of Rome, and helped build the Sears Tower. Ladders remain a simple way to move from one level to another, and these simple wooden or steel frames are the bedrock upon which the construction industry is built.

Unfortunately because ladders are so simple they are often taken for granted. Out of the 1,000 construction workers killed every year 300 of them are killed by falls, a large number of which are because of damaged or defective ladders. These crucial pieces of equipment often go overlooked during safety inspections, but without proper oversight these accidents can be fatal.

Defective power tools

Power tools have come a long way since the first hydraulic drills and steam pumps. Modern power tools are driven by powerful electric motors and precisely controlled by sophisticated computers in order to deliver the most efficient and accurate performance.

Unfortunately with increased sophistication comes increased risk of serious injury. Defective power tools can claim the lives of hundreds of construction workers each year if not properly maintained or repaired.

Building Collapse on construction site

Building collapse can be caused by bad design, faulty construction, foundation failure, extraordinary loads, unexpected failure, or any combination of these causes. A construction worker’s worst nightmares are realized if he or she is in a building during its collapse. Victims may be injured, crushed or killed as debris and materials fall down around them.

Most structures are built properly and to code, diminishing the possibility of building collapse. However, when a collapse takes place it is a failure of many and a manifestation of irresponsibility and incompetence. Architects and designers have an obligation to the safety of the public, and when this obligation is not met consequences can be tragic.

If you have suffered as the result of a building collapse, you deserve justice for the pain you have endured. An experienced construction attorney can research the facts surrounding your case and provide you with closure to this experience. By contacting a qualified lawyer today you are aiming for a brighter future tomorrow.

Construction Site Supervisor Negligence

Construction supervisors have a great deal of responsibility. In addition to managing project constraints including deadlines, supervisors must also address the safety of their co-workers. This includes the administration of safety procedures and guidelines as well as the enforcement of these policies. Supervisor negligence can result in serious injury and even death on the job.

One case involved an electrician who was injured after falling from a scaffold built at a construction site. Upon investigation, it was discovered that the scaffold was built improperly due to supervisor negligence. The settlement for this case was over two million dollars.

Qtrust YouTube Video Channel 

Back to Owner Builder Insights