This insurance is designed to safeguard you and your family against sudden and unforeseen financial loss caused by fire, theft, and burglary, storms, winds, water and rain damage, and of course Public, Legal & Third Party Liability.
Importantly, this insurance provides particular cover against Public Liability & Third Party claims from sub-contractor actions, worker to worker injury and damage to neighbouring property, roadways, environmental damage such as sub-contractor’s washing materials down a drain or sewer.

Automatic repair, reinstalment or replacement of your lost or damage property
15% Sum Insured allowance to cover unexpected construction costs increases
Your tools or equipment stored on-site are standard inclusions
Restoration of construction documentation (architectural drawings, computations etc) so rebuild or repairs start immediately
Claims of sub-contractor’s poor workmanship resulting in injury or damage to third party
Family relocation benefits, including temporary accommodation costs, children schooling, pet care and extra transport costs.
No fuss. No additional premiums. No restrictive cover condition.
Combine existing dwelling and structures to the new owner builder project, and receive combined insurance discount rate
Spread your insurance costs into easy monthly payments
Our clients benefit because our reputation and success is built on


Tens of Thousands’ actual owner builder projects reviewed and insured under our name
Independent and practical advice by qualified practitioners
First Class, and ‘truly proven’ Australian insurers selected to protect our client’s projects
21 day money back guarantee
Price Beat Guarantee – lowest price anywhere